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Flood insurance is a special policy financially backed by the Federal Government, with cooperation from local communities and insurance companies. The National Flood Insurance Program (NFIP) was established in 1968 by the National Flood Insurance Act to provide property owners with the opportunity to purchase insurance protection for flood losses and to encourage communities to implement and enforce measures to reduce future flood risks in special flood hazard areas.
This course ha..
$35.00
This class satisfies the requirement that Agents complete a Law and Ethics Update course every 2 years, which is specific to the license held by the licensee and covers industry law updates, premium discounts, ethics, disciplinary trends, industry trends, and suitability of insurance products. This 2-20 license-group online course is divided into 7 areas of study: Jurisdiction of duties and responsibilities, Licensing requirements, Florida statutes, Department communication and Guaranty as..
This course will discuss the differences between ethics, morality, and the law.
Business ethics are presented with examples of companies that operated
unethically. Our culture is faced with tough ethical questions that we
will take a look at. An examination of the REALTOR® Code of Ethics will
be presented. And finally, we will look at five cases to discover
whether the business is operating ethically or not.This course, Business Ethics, is a mandatory requirement by the State of
Flor..
Practice Exam generator with over 600 questions!
The Florida General Lines Agent (2-20) and the Personal Lines Agent (20-44) exams are very challenging. An in-depth knowledge of the material is essential. This Florida: 2-20 and 20-44 Agent Practice Question Generator course is based on the latest edition of the Florida General Lines Agent and Customer Representative Study Manual. You may want to use this course to review your knowledge of all sections of the manual or choose to concentrate on..
This course will introduce you to the federal Fair Housing Act, also
known as Title 8 of the Civil Rights Act. We will outline the seven
protected classes and discuss discriminatory conduct and activities
prohibited under the law. The last lesson provides you with four
actual cases from HUD. You will be presented with the facts and then a
question asking you to determine what type of discrimination occurred
based on the facts. At the completion of this course,..
Register for this brand new course now
during its Introductory pricing! This is the newly updated Florida Real
Estate Sales Associate Pre-Licensing course, that complies with the
2023 state-required syllabus.The course is text-based (work at your own pace - no videos required). Take the course from your smartphone, tablet, or computer. The course is 100% online, including the final exam. 6-months access to the course, with up to three 1-month extensions available. Your in..
These study guides are written to compliment OnLine Training's RE004FL63 Florida Sales Associate Pre License course. If you purchased your Florida Sales Associate Pre License course in 2023, you need RE006-SG1.
The study guides have been compiled to help you increase your chances of passing the course final exam.
You should study the information for Test 1 for each of the units prior to taking Test 1. If you are taking
Test 2 because you failed Test 1, then you should study the informatio..
Why is it important to know all about contracts that are used in the
real estate business? It is important because licensees use contracts to
list homes, sell homes, list rental property, and rent property. These
contracts layout the terms and conditions that all parties must agree on
to move forward with the transaction. Knowing the correct contract to
use and what the contract states will help licensees guide their
customers and clients properly.This course dives into all the diffe..
Taking this course will help you cram for your state
Property & Casualty and General Lines exam.
We designed our Property & Casualty Insurance Pass Prep and Cram course to help you study for your exams and build your confidence, thus reducing test anxiety.It uses the Redding Method (a question and answer model unique to OLT) and provides you only with the correct information. There are over 400 questions and 2,000 plus screens of information.Purchase this online General Li..
The State of Florida requires you to take 14 hours of CE every two years after your first two-year cycle. Two of these courses, Core Law and Business Ethics, are required subjects by the State. The other 8 hours are specialty courses, general electives. Our bundle of 14 hours satisfies the State requirements for your entire package of Continuing Education credits. All four of these courses have been approved by the Florida Department of Business and Professional Regulation. This RECEB001FL14 Rea..
The Surplus Lines Agent License (1-20) allows the licensee to handle the placement of insurance coverages with unauthorized insurers and to place such coverages with authorized insurers as to which the licensee is not licensed as an agent. The Surplus Lines CE Course provides an overview of surplus lines insurance, the regulatory processes, distribution systems, unauthorized insurance entities and details on the Florida Surplus Lines Service Office (FSLSO), Rules of Practice and the Florida Stat..
This course is designed as a continuing education course especially beneficial for 2-15 and 2-40 licensed agents, but may be taken by all agents and adjusters (other than 3-20 public adjusters). Unit 1 covers most Health Insurance Types of Policies and Unit 2 covers associated Policy Provisions. This course is an Immediate Level continuing education course and has been approved by the Department of Financial Services for 7 hours of CE credit.
This course includes lessons in these areas of stu..
Types and rates of health care insurance coverage have changed considerably in the last 50 - 60 years. From the 1960s through the 1980s, the principal type of group health insurance was indemnity insurance. Its benefit design required covered individuals to pay a portion of provider billed charges after meeting an annual deductible.
From the 1980s forward, indemnity coverage was replaced by managed care. Health care providers (physicians and hospitals, etc.) were required to accep..
This course covers the changing landscape of Health Care over the last several years. The online course consists of 5 areas of study including the background, history, and legislation of the Patient Protection and Affordable Care Act (PPACA), implementation timeline – with a brief overview of the Health Care Law, plans available and enrollment procedures, the cost to taxpayers and laws affecting small businesses, and how agents can be involved through training and resources. If the law is repeal..
Most retirees can expect to live well beyond age 65. Realistic financial planning assumes that our clients will live a long, healthy and active life. This course is not about saving for retirement, however. It’s about ways the financial professional can help seniors successfully manage their finances during retirement. Just as preretirement planning is most valuable when the right strategies are used, so too is postretirement planning.
Post-retirement planning considers everything f..